八月就業數據公佈後，貸款利率持續維持在歷史低點徘徊。根據多位聯邦儲備侷發言人的講話判斷，利率在今年底之前將會有一次0.25%的上調，上一次加息已經是2015年12月的事了。

今日利率 09/02/16**

歡迎致電查詢 949.232.0828

*****重新貸款*****

(no point, no fee, no costs)

Loan Amt    30Yr Fixed   15Yr Fixed   5/1 ARM

Conforming

≤417K           3.375%         2.875%       2.750%

APR              3.375%         2.875%       2.750%

High Balance

≤625K           3.750%         3.125%       3.250%

APR              3.750%         3.125%       3.250%

Jumbo

>625K           4.125%         3.500%       3.375%

APR              4.125%         3.500%       3.375%

† HARP II Refinance – LTV >80% ( or even negative equity)

†† FHA Loan with as low as 3.50% Down Payment

*****購屋貸款*****

(no point)

Loan Amt    30Yr Fixed   15Yr Fixed   5/1 ARM

Conforming

≤417K           3.250%         2.750%       2.625%

APR              3.350%         2.850%       2.725%

High Balance

≤625K           3.625%         3.000%       3.250%

APR              3.725%         3.100%       3.350%

Jumbo

>625K           3.875%         3.250%       3.250%

APR              4.075%         3.450%       3.450%

歡迎致電查詢 949.232.0828

**Mortgage rates fluctuate daily.  Certain requirements apply.  Rate quote based on 15-day Lock, Owner-occupied Single Family Residence (SFR) in CA, Borrower FICO Score ≥740, Loan-to-value (LTV) ≤75% (LTV ≤ 70% on Jumbo), Loan Amount ≥$380,000 for Conforming, ≥$480,000 for High Balance, ≥ $625,000 for Jumbo, Rate & Term on Refi.