Below is a summary on mortgage rates as of 09/24/15**


*****Refinance Loan*****

(no point, no fee, no costs)

Loan Amt    30Yr Fixed   15Yr Fixed   5/1 ARM

Conforming

≤417K           3.875%         3.125%       3.000%

APR              3.875%         3.125%       3.000%

High Balance

≤625K           4.000%         3.250%       3.125%

APR              4.000%         3.250%       3.125%

Jumbo

>625K           4.250%         3.625%       3.375%

APR              4.250%         3.625%       3.375%

† HARP II Refinance – LTV >80% ( or even negative equity)

†† FHA Loan with as low as 3.50% Down Payment.


*****Purchase Loan*****

(no point)

Loan Amt    30Yr Fixed   15Yr Fixed   5/1 ARM

Conforming

≤417K           3.750%         3.000%       2.875%

APR              3.950%         3.200%       3.075%

High Balance

≤625K           3.875%         3.125%       3.000%

APR              4.075%         3.325%       3.200%

Jumbo

>625K           4.125%         3.500%       3.250%

APR              4.325%         3.700%       3.450%


**Mortgage rates fluctuate daily.  Certain requirements apply.  Rate quote based on 15-day Lock, Owner-occupied Single Family Residence (SFR) in CA, Borrower FICO Score ≥740, Loan-to-value (LTV) ≤75% (LTV ≤ 70% on Jumbo), Loan Amount ≥$380,000 for Conforming, ≥$480,000 for High Balance, ≥ $625,000 for Jumbo.