Tag: ARM

Septembers’ Fed meeting came and gone. Conclusion is more or less the same as before. No increase but the bias is upward. Still expecting minimum one increase of a 0.25% before end of December 2016.


A cozy dual-master townhouse for sale. Beautiful hardwood floor on first level, plantation shutters throughout, plus custom paint with rich accents highlight this immaculately-kept and well-maintained home. Centrally located and within minutes from The Marketplace, Tustin Ranch Golf Course, Peter’s Canyon Regional Park, and award-wining schools of Myford, Pioneer, and Beckman.


Mortgage rates remain steady since the release of August employment figures. Amid the latest round of Fed speaker talks of rate increases, the anticipation is one increase of a 0.25% for the remainder of 2016. Last increase was in December 2015.

Fannie Mae 3% Down Program

Mortgage rates are back to record low levels reached in 2012. Turmoil and uncertainties in Europe are driving money back into bond markets.

3% Can Buy You Home

Housing starts and permit declined in January

3% Can Buy You Home

European Central Bank hinted more QE on the way; Global rates decline in response.

3% Can Buy You Home

Mortgage rates are flat to down, awaiting for clues on Fed’s initiation on rate hike


Mtg rates jumped higher amid 295,000 new jobs created in February. Unemployment rate dropped to 5.5%


Fixed vs Adjustable (ARM) mortgage – Because of the lower initial rate on ARM, the savings could be significant. Also due to the rate cap, ARM isn’t as scary as many think in a rising interest rate environment.

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